National Farmers http://www.nfowis.org Wed, 01 Feb 2012 01:13:09 +0000 http://wordpress.org/?v=2.8.4 en hourly 1 Which bank has the most worldwide branch offices? http://www.nfowis.org/bank-of/which-bank-has-the-most-worldwide-branch-offices http://www.nfowis.org/bank-of/which-bank-has-the-most-worldwide-branch-offices#comments Wed, 01 Feb 2012 01:13:09 +0000 admin http://www.nfowis.org/bank-of/which-bank-has-the-most-worldwide-branch-offices I read recently that the British-based Barclays Bank has over 3,000 international branch offices in addition to their over 1,800 national ones. Now my question is, if there are other banks with a higher number of branches all over the world?

I know that Barclays does not have any regular branches that an average person can walk up to and use the ATM. There are only Barclay’s investment banks in the US.

In every country I have ever visited I have NEVER had a problem finding a Bank of America ATM that actually says Bank of America on it (not just a relationship with BofA). This includes Beijing and Prague.

]]> http://www.nfowis.org/bank-of/which-bank-has-the-most-worldwide-branch-offices/feed 1 Could I be robbed of my bank account? http://www.nfowis.org/bank-of/could-i-be-robbed-of-my-bank-account http://www.nfowis.org/bank-of/could-i-be-robbed-of-my-bank-account#comments Fri, 27 Jan 2012 01:59:13 +0000 admin http://www.nfowis.org/bank-of/could-i-be-robbed-of-my-bank-account this wasn’t a smart idea, but when I got a convenience card a few years ago, I made my code the same one as a password I use for a mobile device I have. I told someone the password to my mobile device, but they don’t know it’s the code for my bank account too. this probably wouldn’t happen (because I think I can trust them) but do you think they could rob my accounts? or would they need my convenience card to do that? and can I change the code?

This is in the top 50 rules of common sense. Never repeat NEVER use the same password twice not even for email Facebook, etc. It makes it easy for thieves/hackers to access things say your Facebook password was ur dogs name, someone hacks it. Then the same person breaks into your house and finds a safe or tries to hack bank accounts guess what the first password theyll try is? Yep, ur dogs name (hypathetically)

]]> http://www.nfowis.org/bank-of/could-i-be-robbed-of-my-bank-account/feed 2 How much money can I take out of debt card? http://www.nfowis.org/bank-of/how-much-money-can-i-take-out-of-debt-card http://www.nfowis.org/bank-of/how-much-money-can-i-take-out-of-debt-card#comments Sun, 22 Jan 2012 02:41:11 +0000 admin http://www.nfowis.org/bank-of/how-much-money-can-i-take-out-of-debt-card I already took out my max of 300 today so If i try to use my debt card will it still work? I still have money in my bank account.

We can’t answer this. We don’t know what bank you use or if they have different policies for different accounts. Just call the bank and ask them.

]]> http://www.nfowis.org/bank-of/how-much-money-can-i-take-out-of-debt-card/feed 3 Should i take home loan from a bank the builder is suggesting? http://www.nfowis.org/bank-of/should-i-take-home-loan-from-a-bank-the-builder-is-suggesting http://www.nfowis.org/bank-of/should-i-take-home-loan-from-a-bank-the-builder-is-suggesting#comments Sun, 15 Jan 2012 04:37:03 +0000 admin http://www.nfowis.org/bank-of/should-i-take-home-loan-from-a-bank-the-builder-is-suggesting I am planning to buy a flat on bank loan. I’ve checked with various banks about my eligibility and it’s fine.Builder in whose building i’ll buy flat, is insisting that i take loan from a particular bank which has already approved his project. He says it will cut hassles for him and loan will get processed faster. Do you think it’s fine to go with the bank builder is suggesting? Or should i go with different bank as it will again check all the legal docs of building?

If a project is approved by a Bank, then there will be no further legal check, thus reducing the process time. So it is better to go with the Bank where the project is already approved if there is no difference in interest rates.

]]> http://www.nfowis.org/bank-of/should-i-take-home-loan-from-a-bank-the-builder-is-suggesting/feed 4 The amount of money banks must have on hand to back up customers’ deposits is __________________.? http://www.nfowis.org/bank-of/the-amount-of-money-banks-must-have-on-hand-to-back-up-customers-deposits-is-__________________ http://www.nfowis.org/bank-of/the-amount-of-money-banks-must-have-on-hand-to-back-up-customers-deposits-is-__________________#comments Sun, 08 Jan 2012 01:50:06 +0000 admin http://www.nfowis.org/bank-of/the-amount-of-money-banks-must-have-on-hand-to-back-up-customers-deposits-is-__________________ a.enough to cover all savings deposits
b.the reserve requirement
c.the same as the amount they loan out.
d.determined by each bank individually.

B. Reserve Requirement, and it’s given as a %. So if the new Reserve Requirement is 15%, then every bank needs to make sure that they have 15% of all deposits on hand in case customers come to retrieve their money.

]]> http://www.nfowis.org/bank-of/the-amount-of-money-banks-must-have-on-hand-to-back-up-customers-deposits-is-__________________/feed 6 What happens when a bank worker has stolen money from your account? http://www.nfowis.org/bank-of/what-happens-when-a-bank-worker-has-stolen-money-from-your-account http://www.nfowis.org/bank-of/what-happens-when-a-bank-worker-has-stolen-money-from-your-account#comments Sun, 25 Dec 2011 00:36:10 +0000 admin http://www.nfowis.org/bank-of/what-happens-when-a-bank-worker-has-stolen-money-from-your-account A Japanese friend of mine had his account frozen in Japan, because he was under investigation for fraud. He was clearly innocent and the judge cleared his case and he wasn’t charged. The bank refused to unfreeze his account, and his lawyer was planning to sue them. The lawyer hired a private investigater and they found that no money was left in the account. It has been 10 months now that all this bank and police mess has been going on. As this is a Japanese system and a Japanese citizen, I just don’t understand how the bank could withhold his account 5 months after the Judge cleared his case.

The first thing he will need is proof of the amount in the account before the account was frozen. Also remember that even though Japan is an industrialized country, many of its laws and system of justice is quite different than ours. I think the bottom line on this would be finding proof of who actually stole the money. If the thief was a low level bank employee, he would probably be prosecuted. However, if it was a high level bank employee, they probably covered their tracks well, and have connections to avoid prosecution. GOOD LUCK

]]> http://www.nfowis.org/bank-of/what-happens-when-a-bank-worker-has-stolen-money-from-your-account/feed 3 Student loans through FAFSA or Bank of America? http://www.nfowis.org/bank-of/student-loans-through-fafsa-or-bank-of-america http://www.nfowis.org/bank-of/student-loans-through-fafsa-or-bank-of-america#comments Tue, 20 Dec 2011 05:08:10 +0000 admin http://www.nfowis.org/bank-of/student-loans-through-fafsa-or-bank-of-america What are the pros/cons of getting a student loan through the government (FAFSA) as opposed to a bank, such as Wells Fargo or Bank of America?

FAFSA loans can be subsidized or unsubsidized. If you get the subsidized ones the government pays the interest of your loan so that you do not have to pay the accumulating interest from your loan.

Wells Fargo and Bank of America loans are harder to get and you must apply and pass a credit check or get someone to cosign your application. This person that cosigns is liable for the loan in the future if you do not pay for it.

FAFSA loans, if you can get subsidized are the best to get. Besides that you would have to compare the current interest rates all three places are charging to take loans.

]]> http://www.nfowis.org/bank-of/student-loans-through-fafsa-or-bank-of-america/feed 2 What are the qualifications of Medicaid in Indiana? http://www.nfowis.org/bank-of/what-are-the-qualifications-of-medicaid-in-indiana http://www.nfowis.org/bank-of/what-are-the-qualifications-of-medicaid-in-indiana#comments Sun, 18 Dec 2011 01:23:06 +0000 admin http://www.nfowis.org/bank-of/what-are-the-qualifications-of-medicaid-in-indiana I am married and my husband’s and my income combined comes to a total of about $28,000 a year before taxes. We are renting a house and we own a car that is not worth more than $1000. We have a good amount of money in the bank, but that is mostly because we have a lot of family and friends that gave us money as wedding gifts. We need to save that money to buy a house. Neither one of our jobs even provide us with a choice to have insurance through them and we obviously can’t pay for it on our own. If I’m pregnant would we qualify for Medicaid in Indiana? Is there any other help we would qualify for?
I’ve searched and searched on websites and they don’t seem to give very good answers to what the income level and asset levels in your bank accounts are. Also, my husband and I have seperate accounts. Will they want to know what is in both of our accounts or can I just give them his?
If someone gets Hoosier Healthwise Package B for pregnant women do they have to pay anything? and if they do what do they have to pay?
we make $2400 combined monthly. (before taxes) if that helps anyone answer my question.

i indaina i family of 3 baby count you can make 2800 a month i dont know about assets. you many also be able to get wic i make 20,000 a year and get it

]]> http://www.nfowis.org/bank-of/what-are-the-qualifications-of-medicaid-in-indiana/feed 6 What will you think of a 42 year old man who starts his own bank robbery school and why? http://www.nfowis.org/bank-of/what-will-you-think-of-a-42-year-old-man-who-starts-his-own-bank-robbery-school-and-why http://www.nfowis.org/bank-of/what-will-you-think-of-a-42-year-old-man-who-starts-his-own-bank-robbery-school-and-why#comments Sun, 11 Dec 2011 06:43:19 +0000 admin http://www.nfowis.org/bank-of/what-will-you-think-of-a-42-year-old-man-who-starts-his-own-bank-robbery-school-and-why
I will ask him to shut it down for good because it is promoting greater illegal activity.

]]> http://www.nfowis.org/bank-of/what-will-you-think-of-a-42-year-old-man-who-starts-his-own-bank-robbery-school-and-why/feed 3 How much do legal marijuana growers in the state of Michigan make a year? http://www.nfowis.org/growers/how-much-do-legal-marijuana-growers-in-the-state-of-michigan-make-a-year http://www.nfowis.org/growers/how-much-do-legal-marijuana-growers-in-the-state-of-michigan-make-a-year#comments Fri, 09 Dec 2011 02:33:33 +0000 admin http://www.nfowis.org/growers/how-much-do-legal-marijuana-growers-in-the-state-of-michigan-make-a-year I imagine it has to be a significant amount of money. How much does it cost for the initial set up costs? How does someone become a legal grower in Michigan and learn the process and business?
Yes, legal growers. Michigan has legalized it medically, therefore, those with prescriptions for it need to get it somewhere, therefore, somebody is growing it legally. I know people that do it but it’s not very polite to ask people how much they make, is it? No. Don’t be sarcastic.

$89,124.34
$40,001
They go to Weed University

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